What Do You Call a Dog That Works at a Bank?
A loan department gets a new hire, and its job title was secretly a dog breed in disguise the whole time.
The Joke
What do you call a dog that works at a bank?
Collie-lateral.
Witty's Word
A loan officer with an unbeatable resume — loyal, dependable, and somehow already named for the job.
Explain the Joke
'Collateral' is the financial term for an asset pledged to secure a loan. 'Collie' is a popular dog breed. The punchline slots the breed name directly into the financial term, producing a job title that sounds as though it was always meant to belong to a dog.
Why People Love This Joke
The joke rewards listeners who spot the breed hiding in plain sight — once 'collie' surfaces inside 'collateral,' the loan officer suddenly looks a lot more loveable than expected.
Joke Breakdown
The setup poses a riddle pairing an animal with an unexpected workplace. The punchline 'collie-lateral' resolves it by hiding the dog's breed inside a real financial term, letting identity and occupation collapse into a single, satisfying word.
When to Use This Joke
Great for office humour, banking and finance lessons, dog-lover communities, and any moment a pet needs a surprisingly official-sounding career.